Business Consulting
Disclaimer: Business consulting with Pfitz Financial does not constitute financial advice, financial planning, or investment advice. Sonja Pfitz is not a licensed financial adviser. Consulting services focus on business operations, commercial thinking and strategic clarity. If you require formal financial advice, we will refer you to an appropriately licensed professional.
BUSINESS CONSULTING
You do not need to be in a crisis.
You need to be willing to look honestly.
Business consulting at Pfitz Financial suits established Australian SMEs facing a decision, a plateau, or a problem they cannot see clearly from the inside. Clients typically come to us when:
Something has changed and the business has not adjusted yet
A major decision is approaching and they want a second set of eyes
They are preparing for finance and want to know where the gaps are
They sense the business can perform better but cannot see why
They are navigating a difficult period and need a structured way to think through options
Directors need impartial, no judgement advice or sounding board
OUR APPROACH
No templates.
No off the shelf frameworks
Every consulting engagement starts with a conversation, not a questionnaire. Sonja will ask direct questions about your business, your numbers, and what is keeping you up at night.
From there, the scope is agreed, the work is done, and the findings are delivered in plain language. No minimum commitment beyond the first conversation.
FIVE WAYS WE WORK WITH YOU
Business Health Review
Understand where your business actually stands. A structured review of your financials, operations, and commercial position. Frank, working, delivered as written findings.
WHAT THIS COVERS
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P & L, balance sheet and cashflow
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Gross margin and cost structure analysis
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Operational and commercial risk identification
-
Written findings and prioritised action list
Pre-finance preparation
Get lender-ready before the application goes in. Most applications fail not because the business is unworthy, but because it is not presented properly. We address gaps before the process starts.
WHAT THIS COVERS
-
lender-ready reviews of financials, ATO and ledgers
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Serviceability from lender's perspective
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Reg flag identification and remediation
-
Accountant coordination where required
Commercial decision support
A second set of eyes before you commit. Independent commercial perspective on a specific decision: sale, acquisition, restructure, equipment/vehicle purchase.
WHAT THIS COVERS
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Commercial and financial analysis
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Risk, assumption and unknown identification
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Scenario modelling where relevant
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Accountant, Legal & Insolvency coordination where required
Business performance consulting
For businesses that know they can do better. An ongoing consulting relationship for business owners who want to structured external accountability applied over time.
WHAT THIS COVERS
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Regular trading performance review
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Priority setting and accountability
-
Commercial input on decisions as they arise
-
Finance coordination where a need arises
Director Coaching
A confidential sound board for the person running the business. Running a business can be isolating. Some decisions cannot be discussed with your team, your accountant or your family. Director coaching at Pfitz provides a confidential, no judgement, structured space to thing through the pressures, decisions, and direction that come with being the person in charge. Not formal counselling. A frank, experience perspective from someone who has been in and around business for over 30 years.
WHAT THIS COVERS
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Working through decisions you cannot discuss internally
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Clear thinking about the direction of the business without the brain chatter
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Accountability for the actions and commitments you make
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Ongoing sessions at a frequency that suits you
Business Health Review
Understand where your business actually stands. A structured review of your financials, operations, and commercial position. Frank, working, delivered as written findings.
WHAT THIS COVERS
-
P & L, balance sheet and cashflow
-
Gross margin and cost structure analysis
-
Operational and commercial risk identification
-
Written findings and prioritised action list
Pre-finance preparation
Get lender-ready before the application goes in. Most applications fail not because the business is unworthy, but because it is not presented properly. We address gaps before the process starts.
WHAT THIS COVERS
-
lender-ready reviews of financials, ATO and ledgers
-
Serviceability from lender's perspective
-
Reg flag identification and remediation
-
Accountant coordination where required
Business performance consulting
For businesses that know they can do better. An ongoing consulting relationship for business owners who want to structured external accountability applied over time.
WHAT THIS COVERS
-
Regular trading performance review
-
Priority setting and accountability
-
Commercial input on decisions as they arise
-
Finance coordination where a need arises
Get in touch
Book a confidential consultation today by calling 0423 657 367 or filling in the form below. We'll be in touch within one business day.